PayperWIZ

Etihad Guest Visa Elevate cashback rate, cap and annual fee

Etihad Guest Visa Elevate pays 2% on travel and 2% on dining. The card costs AED 1,575 a year.

Emirates NBD · United Arab Emirates · catalogue v101

Read from Emirates NBD's own published terms on 19 Sep 2026.

AED 1,575Annual fee
2%Best rate

What it pays, by category

SpendingRateMonthly cap
travel2.00%—Etihad Airways and hotels. The issuer publishes 10 miles per AED 10; this is that figure per dirham.
dining2.00%—Dining, which the issuer groups with the airline rate. 10 miles per AED 10, per dirham.
Earns Etihad Guest Miles, published as 10 miles per AED 10 on Etihad Airways, hotels and dining, and up to 4 to 6 per AED 10 on everything else. The general rate is worded as an up-to and is recorded here at its top, so treat it as a ceiling rather than a floor. The first year is expensive: a joining fee of AED 2,625 on top of the AED 1,575 annual fee, and a minimum salary of AED 30,000. Welcome offer up to 200,000 miles, a fast track to Gold on one return flight, and a 50% redemption discount voucher for every AED 150,000 spent. Source: emiratesnbd.com Etihad Guest Visa Elevate page, read 19 Sep 2026.

Questions people ask

What cashback does the Etihad Guest Visa Elevate pay?

2% on travel and 2% on dining.

Is there a cap on the Etihad Guest Visa Elevate?

No monthly cap is published on the rates shown here.

What is the annual fee on the Etihad Guest Visa Elevate?

AED 1,575 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.

Download on the App Store

Other United Arab Emirates cards read off the issuer