Every card we have read off the issuer

How these were checked: somebody opened the issuer's own page — a product page, a key facts statement or the terms themselves — read the rate, the cap and the minimum spend off it, and recorded the date. Of the first twenty-three cards checked this way, fourteen carried a real error: a cap a comparison site called uncapped, a minimum spend nobody mentioned, or a headline rate that was the top of a tier ladder rather than the rate you get. Cards whose rates have not been checked are deliberately not listed here. PayperWIZ earns no commission from any issuer.