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Citi Prestige (Singapore) cashback rate, cap and annual fee

Citi Prestige pays 1.13% at foreign currency spend and 0.74% on everything else. The card costs SGD 651.82 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Citibank · Singapore · catalogue v121

Read from Citibank's own published terms on 29 Oct 2026.

SGD 651.82Annual fee
1.13%Best rate

What it pays, by category

SpendingRateMonthly cap
foreign currency spendtravel1.13%—5 ThankYou Points per S$1 on foreign currency spend.
everything else0.74%—3.25 ThankYou Points per S$1 on local spend.
Valued through Citi ThankYou (Pay with Points, 440 points = S$1), so 3.25 points is 0.74%. Citigold customers earn a relationship bonus of a further 30% of the year's points; not modelled. S$651.82 a year including GST (S$598 before it, which is what the entry carried). Foreign currency administrative fee 3.25%. Fixed: the entry said Visa; Citi's page sells the Citi Prestige Mastercard. Source: citibank.com.sg Prestige page and the Pay with Points page, read 29 Oct 2026.

Questions people ask

What cashback does the Citi Prestige pay?

1.13% at foreign currency spend and 0.74% on everything else.

Is there a cap on the Citi Prestige?

No monthly cap is published on the rates shown here.

What is the annual fee on the Citi Prestige?

SGD 651.82 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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