CIMB World Mastercard cashback rate, cap and annual fee
CIMB World Mastercard pays 2% on dining, and 6 other rates. Nothing at all below SGD 1,000 of spending a month — SGD 12,000 across a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
CIMB · Singapore · catalogue v117
Read from CIMB's own published terms on 29 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| dining | 2.00% | —2% at restaurants, bars, caterers and fast food (MCC 5811 to 5814), excluding venues inside hotels and wedding banquets. On a statement month with S$1 |
| Deliveroo, foodpanda, GrabFood, WhyQ, AirAsia Foodonline and delivery | 2.00% | —2% on food delivery through Deliveroo, foodpanda, GrabFood (fast-food MCC only), WhyQ and AirAsia Food. On a statement month with S$1,000 of retail sp |
| cinemas and digital entertainmententertainment | 2.00% | —2% at cinemas and on digital goods and streaming (MCC 5815, 5816, 5818, 7832; Netflix, Spotify, Disney+ and others). On a statement month with S$1,000 |
| taxis and ride-hailingtravel | 2.00% | —2% on taxis and limousines (MCC 4121). GrabPay top-ups excluded. On a statement month with S$1,000 of retail spend; 1% below it. |
| car dealers, parts and repairseverything else | 2.00% | —2% at car dealers, parts and repair shops. Petrol is not on the 2022 list. On a statement month with S$1,000 of retail spend; 1% below it. |
| jewellery, watches and leather goodsretail and department stores | 2.00% | —2% at jewellery, watch, leather goods and luggage stores. On a statement month with S$1,000 of retail spend; 1% below it. |
| everything else | 1.00% | —1% on all other retail spend, with no cap. CIMB pays it only in a statement month with S$500 of retail spend; below that the card pays nothing on thes |
| government | None | —Government payments, utilities and AXS payments earn nothing. |
| insurance, charities and top-ups | None | —Insurance, charities, payment-service top-ups and brokerages earn nothing. |
Questions people ask
What cashback does the CIMB World Mastercard pay?
2% on dining, and 6 other rates.
Is there a cap on the CIMB World Mastercard?
No monthly cap is published on the rates shown here.
What is the annual fee on the CIMB World Mastercard?
No annual fee.
Is there a minimum spend on the CIMB World Mastercard?
Yes — SGD 1,000 a month. Below that the bonus rates do not apply at all, which is the condition most comparison tables leave out.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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