Riyad Bank Al-Hilal Mastercard World cashback rate, cap and annual fee
Riyad Bank Al-Hilal Mastercard World pays 1.25% on online and delivery and 1% on everything else.
Riyad Bank · Saudi Arabia · catalogue v101
Read from Riyad Bank's own published terms on 12 Sep 2026.
1.25%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| online and delivery | 1.25% | —Online purchases. Transactions under SAR 100 earn nothing. |
| everything else | 1.00% | —Local points of sale. International spend earns 1.5%, expressed through the FX fee rather than as a category. Transactions under SAR 100 earn nothing. |
The World Elite's cheaper sibling, same four-category structure a quarter point lower: points of sale local 1%, international 1.5%, online 1.25%, e-gaming 7.5%. Was carried at a blended 3.69% from an aggregator. As with the Elite, the international and e-gaming rates are left unmodelled rather than mis-filed, and transactions under SAR 100 earn nothing. Source: riyadbank.com Al-Hilal World page, checked 12 Sep 2026.
Questions people ask
What cashback does the Riyad Bank Al-Hilal Mastercard World pay?
1.25% on online and delivery and 1% on everything else.
Is there a cap on the Riyad Bank Al-Hilal Mastercard World?
No monthly cap is published on the rates shown here.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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