BSF Lifestyle Credit Card cashback rate, cap and annual fee
BSF Lifestyle Credit Card pays 10% at if chosen as the one 10% category — on the first SAR 2,500 you spend on it each month, which is where the SAR 250 cap stops it. The card costs SAR 287.50 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Banque Saudi Fransi · Saudi Arabia · catalogue v121
Read from Banque Saudi Fransi's own published terms on 29 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| if chosen as the one 10% categorydining | 10.00% | SAR 250reached at SAR 2,500 of spend10% on Dining in a month it is chosen as the one 10% category. SAR 250 a month on each category. |
| if chosen as the one 10% categorygroceries | 10.00% | SAR 250reached at SAR 2,500 of spend10% on Grocery in a month it is chosen as the one 10% category. SAR 250 a month on each category. |
| if chosen as the one 10% categorytravel | 10.00% | SAR 250reached at SAR 2,500 of spend10% on Travel in a month it is chosen as the one 10% category. SAR 250 a month on each category. |
| if chosen as the one 10% categorypharmacy | 10.00% | SAR 250reached at SAR 2,500 of spend10% on Medical care in a month it is chosen as the one 10% category. SAR 250 a month on each category. |
| if chosen as the one 10% categoryeducation | 10.00% | SAR 250reached at SAR 2,500 of spend10% on Education in a month it is chosen as the one 10% category. SAR 250 a month on each category. |
| if chosen as one of the two 3% categoriesdining | 3.00% | SAR 250reached at SAR 8,300 of spend3% on Dining in a month it is chosen as one of the two 3% categories. SAR 250 a month on each category. |
| if chosen as one of the two 3% categoriesgroceries | 3.00% | SAR 250reached at SAR 8,300 of spend3% on Grocery in a month it is chosen as one of the two 3% categories. SAR 250 a month on each category. |
| if chosen as one of the two 3% categoriestravel | 3.00% | SAR 250reached at SAR 8,300 of spend3% on Travel in a month it is chosen as one of the two 3% categories. SAR 250 a month on each category. |
| if chosen as one of the two 3% categoriespharmacy | 3.00% | SAR 250reached at SAR 8,300 of spend3% on Medical care in a month it is chosen as one of the two 3% categories. SAR 250 a month on each category. |
| if chosen as one of the two 3% categorieseducation | 3.00% | SAR 250reached at SAR 8,300 of spend3% on Education in a month it is chosen as one of the two 3% categories. SAR 250 a month on each category. |
| if chosen as one of the two 2% categoriesdining | 2.00% | SAR 250reached at SAR 12,500 of spend2% on Dining in a month it is chosen as one of the two 2% categories. SAR 250 a month on each category. |
| if chosen as one of the two 2% categoriesgroceries | 2.00% | SAR 250reached at SAR 12,500 of spend2% on Grocery in a month it is chosen as one of the two 2% categories. SAR 250 a month on each category. |
| if chosen as one of the two 2% categoriestravel | 2.00% | SAR 250reached at SAR 12,500 of spend2% on Travel in a month it is chosen as one of the two 2% categories. SAR 250 a month on each category. |
| if chosen as one of the two 2% categoriespharmacy | 2.00% | SAR 250reached at SAR 12,500 of spend2% on Medical care in a month it is chosen as one of the two 2% categories. SAR 250 a month on each category. |
| if chosen as one of the two 2% categorieseducation | 2.00% | SAR 250reached at SAR 12,500 of spend2% on Education in a month it is chosen as one of the two 2% categories. SAR 250 a month on each category. |
| everything else | 0.50% | —0.5% on all other retail spend, unlimited. |
Questions people ask
What cashback does the BSF Lifestyle Credit Card pay?
10% at if chosen as the one 10% category, and 15 other rates. The top rate is capped at SAR 250 a month.
Is there a cap on the BSF Lifestyle Credit Card?
Yes. if chosen as the one 10% category is capped at SAR 250 a month; if chosen as the one 10% category is capped at SAR 250 a month; if chosen as the one 10% category is capped at SAR 250 a month; and so on.
What is the annual fee on the BSF Lifestyle Credit Card?
SAR 287.50 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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