Emkan Classic Card cashback rate, cap and annual fee
Emkan Classic Card pays 0.5% on everything, as a base rate. The card costs SAR 200 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Emkan Finance · Saudi Arabia · catalogue v117
Read from Emkan Finance's own published terms on 29 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 0.50% | —0.5% on purchases. Lower reading: the page and the Arabic terms say 0.5%, the English terms 0.6%. |
| government | None | —Government payments, taxes, charities, utilities, SADAD, cars and their servicing, instalments and wallet top-ups earn nothing. |
Questions people ask
What cashback does the Emkan Classic Card pay?
0.5% on everything, as a base rate.
Is there a cap on the Emkan Classic Card?
Yes — SAR 500 a month across the whole card, however you split your spending.
What is the annual fee on the Emkan Classic Card?
SAR 200 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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