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Alinma Signature Credit Card cashback rate, cap and annual fee

Alinma Signature Credit Card pays 1.19% at international purchases, and 4 other rates. The card costs SAR 250 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Alinma Bank · Saudi Arabia · catalogue v117

Read from Alinma Bank's own published terms on 29 Oct 2026.

SAR 250Annual fee
1.19%Best rate

What it pays, by category

SpendingRateMonthly cap
international purchasestravel1.19%—7 akthr points per riyal on international purchases.
everything else0.85%—5 akthr points per riyal on local purchases, about 0.85% at alinma Pay's cash rate (588 points = SAR 1). Local points in a month stop at the card's cr
fuel0.17%—Fuel stations earn at most 100 points a transaction: the full 5 points per riyal only on a fill of SAR 20 or less. Recorded as 1 point per riyal, what
public and private transporttravel0.17%—Public and private transport earns 1 point per riyal. Lower reading: Alinma's calculator gives the Signature card 5.
insuranceeverything else0.17%—Insurance products earn 1 point per riyal.
governmentNone—Government payments and voluntary contributions earn no points (terms 4.7.3); telecom and utility bills are capped at 100 points a transaction, which
wallet top-ups and cashNone—Digital wallet top-ups, card-to-account transfers and cash withdrawals earn nothing.
Pays akthr points: 5 per riyal locally and 7 abroad. Alinma's akthr redemption calculator prices a point at SAR 0.0034 in akthr and partner vouchers, SAR 0.0031 at fuel and Jarir, and SAR 0.0017 as cash to alinma Pay (588 points = SAR 1); the cash rate is used, so 5 points is about 0.85%. Per-transaction ceilings: 100 points at fuel stations and on telecom and utility bills, 50,000 on education and cars, 100,000 on real estate; only the fuel ceiling is modelled, so a telecom bill above the ceiling is overstated; transport and insurance 1 point per riyal; government payments and wallet top-ups nothing. Local points in a month stop at the credit limit. Points last one year. SAR 250 a year (primary card), shown as free for cards issued 1 to 31 Oct 2026. International transaction fee 2%. Fixed: the entry recorded the card as free; the fee table prints SAR 250. Source: alinma.com Signature Credit Card page, Welcome to akthr page, akthr points earning and redemption calculators, and the akthr Loyalty Program Terms and Conditions (21 May 2026), read 29 Oct 2026.

Questions people ask

What cashback does the Alinma Signature Credit Card pay?

1.19% at international purchases, and 4 other rates.

Is there a cap on the Alinma Signature Credit Card?

No monthly cap is published on the rates shown here.

What is the annual fee on the Alinma Signature Credit Card?

SAR 250 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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