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UOB Preferred Visa cashback rate, cap and annual fee

UOB Preferred Visa pays 2% at online at listed retail, dining and entertainment MCCs, 2% at mobile contactless and SimplyGo and 0.2% on everything else.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

UOB · Singapore · catalogue v121

Read from UOB's own published terms on 29 Oct 2026.

SGD 600Spend at the top rate, a month
2%Best rate

What it pays, by category

SpendingRateMonthly cap
online at listed retail, dining and entertainment MCCsonline and delivery2.00%—UNI$10 per S$5 online at department and retail stores, supermarkets, dining and food delivery, and entertainment and ticketing (the terms' MCC list),
mobile contactless and SimplyGoeverything else2.00%—UNI$10 per S$5 on Apple Pay, Google Pay and Samsung Pay at a payWave reader, and on SimplyGo bus and train fares since 28 Aug 2025. 1,080 bonus UNI$ a
everything else0.20%—UNI$1 per S$5 on all other retail spend.
Shell and SPCNone—Shell and SPC stations earn nothing.
Valued at UOB's own cash rebate, UNI$10,000 = S$100 (S$0.01 a UNI$), so 2% on listed online and mobile-contactless spend (S$600 a month each) and 0.2% otherwise. Renamed: UOB's terms now call it the UOB Preferred Visa Card ('formerly known as UOB Preferred Platinum Visa Card'). Its product page answers 'Page Not Found' at both addresses and it is not on UOB's card list, so the fee is not published on the pages read and is left blank; whether it is still sold is open. Foreign currency administrative fee 3.25%. Source: the Terms and Conditions Governing UOB Preferred Visa Card (October 2025 structure) and the UOB rewards redemption page, read 29 Oct 2026.

Questions people ask

What cashback does the UOB Preferred Visa pay?

2% at online at listed retail, dining and entertainment MCCs, 2% at mobile contactless and SimplyGo and 0.2% on everything else.

Is there a cap on the UOB Preferred Visa?

No monthly cap is published on the rates shown here.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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