PayperWIZ

TF Mastercard Gold cashback rate, cap and annual fee

TF Mastercard Gold pays 5% at travel booked via the Vorteilsclub (Urlaubsplus), 5% at car hire via the Vorteilsclub (Mietwagen.de) and 4% at Booking.com via the Vorteilsclub.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

TF Bank · Germany · catalogue v121

Read from TF Bank's own published terms on 30 Oct 2026.

NoneAnnual fee
5%Best rate

What it pays, by category

SpendingRateMonthly cap
travel booked via the Vorteilsclub (Urlaubsplus)travel5.00%—5% cashback on package travel booked with Urlaubsplus through the TF Bank Vorteilsclub, paid with the card.
car hire via the Vorteilsclub (Mietwagen.de)travel5.00%—5% cashback on car hire booked with Mietwagen.de through the TF Bank Vorteilsclub, paid with the card.
Booking.com via the Vorteilsclubtravel4.00%—4% back on Booking.com stays through the TF Bank Vorteilsclub, paid with the card.
everything elseNone—No cashback on ordinary spending.
A Mastercard credit card with no annual fee and no foreign currency fee. It pays cashback only through TF Bank's Vorteilsclub: 5% on Urlaubsplus travel, 5% on Mietwagen.de car hire, 4% on Booking.com, and 10% off Zalando vouchers (a discount, not modelled). Ordinary spending earns nothing. Repayment defaults to 3% (minimum EUR 30) at 22.60% (25.09% APR). Fixed: the entry had no rule for ordinary spending. Source: tfbank.de home page and TF Bank Vorteilsclub page, read 30 Oct 2026.

Questions people ask

What cashback does the TF Mastercard Gold pay?

5% at travel booked via the Vorteilsclub (Urlaubsplus), 5% at car hire via the Vorteilsclub (Mietwagen.de) and 4% at Booking.com via the Vorteilsclub.

Is there a cap on the TF Mastercard Gold?

No monthly cap is published on the rates shown here.

What is the annual fee on the TF Mastercard Gold?

No annual fee.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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Other Germany cards read off the issuer