PayperWIZ

Amazon Visa cashback rate, cap and annual fee

Amazon Visa pays 1% at Amazon.de and 0.5% on everything else.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Open Bank S.A. (Openbank Pay by Santander) · Germany · catalogue v117

Read from Open Bank S.A. (Openbank Pay by Santander)'s own published terms on 30 Oct 2026.

NoneAnnual fee
1%Best rate

What it pays, by category

SpendingRateMonthly cap
Amazon.deonline and delivery1.00%—1 Amazon Punkt per 1 EUR at Amazon.de: 1% back.
everything else0.50%—1 Amazon Punkt per 2 EUR everywhere Visa is accepted, worth 1 cent at the Amazon.de checkout: 0.5% back.
A credit card with no annual fee, now issued by Open Bank S.A. under its Openbank Pay brand (Santander group). 1 Amazon Punkt per EUR 1 at Amazon.de and per EUR 2 everywhere else; the terms value a point at 'Einlösewert von 0,01 EUR', spendable only at the Amazon.de checkout, so this is 1% and 0.5% in Amazon credit. Points do not expire while the card is held. No points on cash, gambling, e-wallet top-ups or Amazon Visa Ratenkauf. 2% for Prime members on selected Amazon offer days is not modelled. Foreign currency 1.5% (waived with the EUR 7.99 a month travel package). Fixed: the entry named Landesbank Berlin, which issued the earlier Amazon card, and was read from a Handelsblatt article. Source: amazon.de Amazon Visa page and Open Bank's Rechtliche Informationen (Preis- und Leistungsverzeichnis, Bedingungen für das Einkaufen mit Punkten), read in a browser, read 30 Oct 2026.

Questions people ask

What cashback does the Amazon Visa pay?

1% at Amazon.de and 0.5% on everything else.

Is there a cap on the Amazon Visa?

No monthly cap is published on the rates shown here.

What is the annual fee on the Amazon Visa?

No annual fee.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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