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Capital One Venture cashback rate, cap and annual fee

Capital One Venture pays 5% at hotels, rentals and cars via Capital One Travel, 5% at via Capital One Entertainment and 2% on everything else. The card costs USD 95 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Capital One · United States · catalogue v103

Read from Capital One's own published terms on 15 Oct 2026.

USD 95Annual fee
5%Best rate

What it pays, by category

SpendingRateMonthly cap
hotels, rentals and cars via Capital One Traveltravel5.00%—5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
via Capital One Entertainmententertainment5.00%—5X miles on Capital One Entertainment purchases.
everything else2.00%—2X miles on every purchase, every day.
$95 a year, no foreign transaction fees. 2X miles on everything; 5X only through Capital One Travel (hotels, vacation rentals, rental cars) and Capital One Entertainment. Capital One's own example values miles at a cent ("52,800 miles per year, a $528 value"). Source: capitalone.com Venture page, read 15 Oct 2026.

Questions people ask

What cashback does the Capital One Venture pay?

5% at hotels, rentals and cars via Capital One Travel, 5% at via Capital One Entertainment and 2% on everything else.

Is there a cap on the Capital One Venture?

No monthly cap is published on the rates shown here.

What is the annual fee on the Capital One Venture?

USD 95 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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