Delta SkyMiles Gold Amex cashback rate, cap and annual fee
Delta SkyMiles Gold Amex pays 2% at purchases made directly with Delta, 2% on dining, 2% on groceries and 1% on everything else. The card costs USD 150 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
American Express · United States · catalogue v103
Read from American Express's own published terms on 15 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| purchases made directly with Deltatravel | 2.00% | —2 miles per $1 on eligible purchases made directly with Delta. |
| dining | 2.00% | —2 miles per $1 at restaurants, plus takeout and delivery in the U.S. |
| groceries | 2.00% | —2 miles per $1 at U.S. supermarkets. |
| everything else | 1.00% | —1 mile per $1 on all other eligible purchases. |
Questions people ask
What cashback does the Delta SkyMiles Gold Amex pay?
2% at purchases made directly with Delta, 2% on dining, 2% on groceries and 1% on everything else.
Is there a cap on the Delta SkyMiles Gold Amex?
No monthly cap is published on the rates shown here.
What is the annual fee on the Delta SkyMiles Gold Amex?
USD 150 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
Download on the App Store