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Delta SkyMiles Platinum Amex cashback rate, cap and annual fee

Delta SkyMiles Platinum Amex pays 3% at purchases made directly with Delta, and 4 other rates. The card costs USD 350 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

American Express · United States · catalogue v103

Read from American Express's own published terms on 15 Oct 2026.

USD 350Annual fee
3%Best rate

What it pays, by category

SpendingRateMonthly cap
purchases made directly with Deltatravel3.00%—3 miles per $1 on purchases made directly with Delta, including Delta flights and Delta Vacations.
hotels booked directly with the hoteltravel3.00%—3 miles per $1 on purchases made directly with hotels.
dining2.00%—2 miles per $1 at restaurants, including takeout and delivery in the U.S.
groceries2.00%—2 miles per $1 at U.S. supermarkets.
everything else1.00%—1 mile per $1 on all other eligible purchases.
Fixed: this entry said Visa; it is an American Express card. $350 a year. 3X miles with Delta and directly with hotels, 2X at restaurants and U.S. supermarkets, 1X elsewhere. Amex's rewards panel says restaurants "including takeout and delivery in the U.S." and its FAQ says "restaurants worldwide"; the dining rule is the same 2X either way, and its note carries the narrower U.S. wording. No foreign transaction fees. 1 cent a mile, from Amex's Pay with Miles ("up to $50 off ... for every 5,000 miles"). Source: americanexpress.com Delta SkyMiles Platinum card page, read 15 Oct 2026.

Questions people ask

What cashback does the Delta SkyMiles Platinum Amex pay?

3% at purchases made directly with Delta, and 4 other rates.

Is there a cap on the Delta SkyMiles Platinum Amex?

No monthly cap is published on the rates shown here.

What is the annual fee on the Delta SkyMiles Platinum Amex?

USD 350 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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