IndusInd Avios Visa Infinite cashback rate, cap and annual fee
IndusInd Avios Visa Infinite pays 1.75% at Qatar Airways or British Airways direct, and 4 other rates.
IndusInd Bank · India · catalogue v101
Read from IndusInd Bank's own published terms on 20 Sep 2026.
1.75%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| Qatar Airways or British Airways directtravel | 1.75% | —Booked on Qatar Airways' or British Airways' own site or app. |
| travel | 1.05% | —Travel booked anywhere else earns the standard rate. |
| everything else | 1.05% | —Three Avios per ₹200 on everything else, at home and abroad. The chosen preferred region earns six in person, which this entry does not hold because t |
| government | 0.35% | —Utilities and government services, at a third of the standard rate. |
| education | 0.35% | —Education, at a third of the standard rate. |
| fuel | None | —Fuel earns no Avios. |
The only card in this library that earns Avios directly rather than through a transfer, which removes the step where most points value is lost. You pick Qatar Airways Privilege Club or British Airways Executive Club when you apply, and you pick one international region as a preferred destination: spending there in person earns 6 Avios per ₹200 and online 3, against 3 everywhere else, and the foreign markup at that chosen region drops to 1.5%. Qatar's and British Airways' own sites and apps earn 5 per ₹200. Utilities, government services, education and insurance earn 1. Fuel earns none, and nothing at all is earned on spending past your assigned credit limit in a statement cycle. 20,000 Avios on joining, 5,000 on each renewal, and 18,000 twice more at ₹8 lakh of annual spending each. IndusInd does not publish this card's fee anywhere this app could read it, and its own fees pages resolve to a generic page, so no fee is recorded here — that is a gap, not a zero. Source: indusind.bank.in card page, checked 20 Sep 2026.
Questions people ask
What cashback does the IndusInd Avios Visa Infinite pay?
1.75% at Qatar Airways or British Airways direct, and 4 other rates.
Is there a cap on the IndusInd Avios Visa Infinite?
No monthly cap is published on the rates shown here.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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