Capital One Quicksilver cashback rate, cap and annual fee
Capital One Quicksilver pays 1.5% on all spending.
Capital One · United States · catalogue v101
Read from Capital One's own published terms on 16 Sep 2026.
NoneAnnual fee
1.5%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| All spending | 1.50% | —Every purchase, uncapped. |
Capital One's own page states "1.5% cash back on every purchase" and "$0 annual fee", with no cap and no minimum published. There is nothing else to know, and that is the card's argument — but it is beaten on ordinary spending by every 2% flat card in this market, including two with no fee either, so the simplicity is worth about half a per cent a year. Source: capitalone.com Quicksilver page, checked 16 Sep 2026.
Questions people ask
What cashback does the Capital One Quicksilver pay?
1.5% on all spending.
Is there a cap on the Capital One Quicksilver?
No monthly cap is published on the rates shown here.
What is the annual fee on the Capital One Quicksilver?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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