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American Express Platinum Card (Swisscard) cashback rate, cap and annual fee

American Express Platinum Card (Swisscard) pays 0.44% on everything, as a base rate. The card costs CHF 900 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Swisscard · Switzerland · catalogue v121

Read from Swisscard's own published terms on 30 Oct 2026.

CHF 900Annual fee
0.44%Best rate

What it pays, by category

SpendingRateMonthly cap
everything else0.44%—1 Membership Rewards point per CHF 1, about 0.44% at Swisscard's '45,000 points worth CHF 200'.
An American Express card issued by Swisscard AECS GmbH. 1 Membership Rewards point per CHF 1 (Classic, included). Swisscard values the points twice: '45,000 Membership Rewards points worth CHF 200' on the card page (CHF 0.00444) and '10,000 Membership Rewards points or CHF 50' for concierge requests on its fee summary (CHF 0.005). The lower is used, about 0.44%. Pay with Points works on the CHF Platinum Card; its in-app rate is not public. CHF 900 a year, five additional cards included. Foreign currency and cross-border fee 1.75% on the CHF card. Credits (SWISS CHF 100, SIXT ride CHF 200, GaultMillau CHF 160) not modelled. Fixed: the entry was filed as Visa and had no fee. Source: americanexpress.ch Platinum Card page and Summary of Fees and Benefits (01.26), read 30 Oct 2026.

Questions people ask

What cashback does the American Express Platinum Card (Swisscard) pay?

0.44% on everything, as a base rate.

Is there a cap on the American Express Platinum Card (Swisscard)?

No monthly cap is published on the rates shown here.

What is the annual fee on the American Express Platinum Card (Swisscard)?

CHF 900 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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