Cembra Certo! One Mastercard cashback rate, cap and annual fee
Cembra Certo! One Mastercard pays 1% at three chosen favourite merchants (default Migros, Coop, SBB) and 0.25% on everything else.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Cembra · Switzerland · catalogue v121
Read from Cembra's own published terms on 30 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| three chosen favourite merchants (default Migros, Coop, SBB)everything else | 1.00% | —1% at the three favourite merchants the holder picks in the Cembra app (changeable every 30 days); Migros, Coop and SBB until changed. |
| everything else | 0.25% | —0.25% on every purchase outside the three favourite merchants. |
Questions people ask
What cashback does the Cembra Certo! One Mastercard pay?
1% at three chosen favourite merchants (default Migros, Coop, SBB) and 0.25% on everything else.
Is there a cap on the Cembra Certo! One Mastercard?
No monthly cap is published on the rates shown here.
What is the annual fee on the Cembra Certo! One Mastercard?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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