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FAB SHARE Signature cashback rate, cap and annual fee

FAB SHARE Signature pays 6% at Carrefour, and 7 other rates. The card costs AED 525 a year.

First Abu Dhabi Bank · United Arab Emirates · catalogue v101

Read from First Abu Dhabi Bank's own published terms on 19 Sep 2026.

AED 525Annual fee
AED 10,000Cap across the whole card
6%Best rate

What it pays, by category

SpendingRateMonthly cap
Carrefourgroceries6.00%—Carrefour, in store or online. Paid in SHARE points, which spend inside the Majid Al Futtaim estate. Any other supermarket earns 0.15%.
Mall of the Emirates and City Centressupermarkets6.00%—Anything bought at Mall of the Emirates or a City Centre in the UAE.
Majid Al Futtaim attractions inside its mallsentertainment6.00%—VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet and Little Explorers — and FAB's own table adds a condition the headline leaves out: at M
international spendingtravel1.50%—Anything bought outside the UAE, not only travel merchants.
everything else1.00%—Everything else in the UAE.
fuel0.15%—Fuel, on the selected-merchant band FAB prices at a tenth of the general rate.
government0.15%—Utilities, on the same selected-merchant band.
groceries0.15%—Supermarkets other than Carrefour, on the same selected-merchant band.
The middle SHARE card: three quarters of the Infinite's headline rate for half its fee. FAB publishes the whole range in one table and states the value itself: 10,000 SHARE points are AED 1,000, so a point is ten fils and these percentages are real value back rather than a points rate dressed up. 6.0% at Carrefour, at Mall of the Emirates and every City Centre in the UAE, and at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet and Little Explorers — that last group only inside those malls, which the headline does not say. 1.0% on other UAE spending, 1.5% outside the UAE, and 0.15% on a selected-merchant list that includes utilities, fuel and every supermarket that is not Carrefour. One ceiling covers the card: AED 10,000 of SHARE value, or 100,000 points, a month. The points are spendable only across Majid Al Futtaim, so this is a store card with a bank's name on it. FAB does not state the annual fee on this page; the figure here came from public comparison sources and should be confirmed. Source: bankfab.com FAB SHARE cards page and the FAB SHARE Signature page, read 19 Sep 2026.

Questions people ask

What cashback does the FAB SHARE Signature pay?

6% at Carrefour, and 7 other rates.

Is there a cap on the FAB SHARE Signature?

Yes — AED 10,000 a month across the whole card, however you split your spending.

What is the annual fee on the FAB SHARE Signature?

AED 525 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.

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