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FAB SHARE Platinum cashback rate, cap and annual fee

FAB SHARE Platinum pays 4% at Carrefour, and 7 other rates.

First Abu Dhabi Bank · United Arab Emirates · catalogue v101

Read from First Abu Dhabi Bank's own published terms on 19 Sep 2026.

NoneAnnual fee
AED 10,000Cap across the whole card
4%Best rate

What it pays, by category

SpendingRateMonthly cap
Carrefourgroceries4.00%—Carrefour, in store or online. Paid in SHARE points, which spend inside the Majid Al Futtaim estate. Any other supermarket earns 0.15%.
Mall of the Emirates and City Centressupermarkets4.00%—Anything bought at Mall of the Emirates or a City Centre in the UAE.
Majid Al Futtaim attractions inside its mallsentertainment4.00%—VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet and Little Explorers — and FAB's own table adds a condition the headline leaves out: at M
international spendingtravel1.00%—Anything bought outside the UAE, not only travel merchants.
everything else0.75%—Everything else in the UAE.
fuel0.15%—Fuel, on the selected-merchant band FAB prices at a tenth of the general rate.
government0.15%—Utilities, on the same selected-merchant band.
groceries0.15%—Supermarkets other than Carrefour, on the same selected-merchant band.
The free SHARE card, and still 4% at Carrefour — which beats every cashback card here on groceries, as long as the points being spent inside one shopping group is no obstacle. FAB publishes the whole range in one table and states the value itself: 10,000 SHARE points are AED 1,000, so a point is ten fils and these percentages are real value back rather than a points rate dressed up. 4.0% at Carrefour, at Mall of the Emirates and every City Centre in the UAE, and at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet and Little Explorers — that last group only inside those malls, which the headline does not say. 0.75% on other UAE spending, 1.0% outside the UAE, and 0.15% on a selected-merchant list that includes utilities, fuel and every supermarket that is not Carrefour. One ceiling covers the card: AED 10,000 of SHARE value, or 100,000 points, a month. The points are spendable only across Majid Al Futtaim, so this is a store card with a bank's name on it. FAB does not state the annual fee on this page; the figure here came from public comparison sources and should be confirmed. Source: bankfab.com FAB SHARE cards page and the FAB SHARE Platinum page, read 19 Sep 2026.

Questions people ask

What cashback does the FAB SHARE Platinum pay?

4% at Carrefour, and 7 other rates.

Is there a cap on the FAB SHARE Platinum?

Yes — AED 10,000 a month across the whole card, however you split your spending.

What is the annual fee on the FAB SHARE Platinum?

No annual fee.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.

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