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セゾンゴールド・アメリカン・エキスプレス・カード cashback rate, cap and annual fee

セゾンゴールド・アメリカン・エキスプレス・カード pays 0.8% at overseas spend and 0.6% on everything else. The card costs JPY 11,000 a year.

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Credit Saison · Japan · catalogue v121

Read from Credit Saison's own published terms on 30 Oct 2026.

JPY 11,000Annual fee
0.8%Best rate

What it pays, by category

SpendingRateMonthly cap
overseas spendtravel0.80%—2 points per 1,000 yen on overseas spend (0.8%).
everything else0.60%—1.5 永久不滅ポイント per 1,000 yen on domestic spend, 0.6% at 4 yen a point.
Edy and nanaco top-upsNone—Edy and nanaco top-ups earn no points.
永久不滅ポイント, which never expire: 1.5 per 1,000 yen at home and 2 abroad. Saison prints '1 point = up to 5 yen' and says some items are worth less: statement credit is 200 points = 900 yen (4.5 yen) and an Amazon gift card is 100 points = 400 yen (4 yen). The lowest, 4 yen, is used, so 0.6% at home and 0.8% abroad; the entry's 0.75% and 1% were at 5 yen. Saison Point Mall up to 30x is a portal and not modelled. The SAISON MILE CLUB option (9,900 yen) replaces this earn with JAL miles. 11,000 yen a year, first year free. Source: saisoncard.co.jp Saison Gold Amex page and return-rate page, 永久不滅ポイント page, STOREE SAISON gift and points lists, read 30 Oct 2026.

Questions people ask

What cashback does the セゾンゴールド・アメリカン・エキスプレス・カード pay?

0.8% at overseas spend and 0.6% on everything else.

Is there a cap on the セゾンゴールド・アメリカン・エキスプレス・カード?

No monthly cap is published on the rates shown here.

What is the annual fee on the セゾンゴールド・アメリカン・エキスプレス・カード?

JPY 11,000 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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