Emirates NBD noon One cashback rate, cap and annual fee
Emirates NBD noon One pays 20% at noon Food, 10% at noon NowNow grocery delivery and 5% at noon marketplace.
Emirates NBD · United Arab Emirates · catalogue v101
Read from Emirates NBD's own published terms on 18 Sep 2026.
NoneAnnual fee
AED 2,000Cap across the whole card
20%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| noon Fooddining | 20.00% | —noon Food orders. Paid in noon credit, and inside the AED 2,000 a month the noon rates share. A restaurant bill paid in person earns the general rate |
| noon NowNow grocery deliverygroceries | 10.00% | —noon NowNow grocery delivery. Paid in noon credit, inside the shared AED 2,000 monthly ceiling. |
| noon marketplaceonline and delivery | 5.00% | —noon, Namshi, noon supermall and noon Minutes. Paid in noon credit, inside the shared AED 2,000 monthly ceiling. SIVVI is no longer named on the issue |
Co-branded with noon, and every rate on it is paid in noon credit rather than cash. That is the whole card: the credit is worth face value if you shop at noon anyway and close to nothing if you do not, and this app values it as though it were cash. One ceiling of AED 2,000 a month covers the noon rates together, not each one separately. Free for life with no annual fee, minimum salary AED 5,000, and a welcome bonus of AED 500 on AED 5,000 of spending in the first two months for customers new to the bank or the card. The first year of noon One membership is included and half price after that. The Buy 1 Get 1 cinema offer needs AED 3,500 of monthly spend and moves from VOX to Reel Cinemas on 1 August 2026. Source: emiratesnbd.com noon One page, read 18 Sep 2026.
Questions people ask
What cashback does the Emirates NBD noon One pay?
20% at noon Food, 10% at noon NowNow grocery delivery and 5% at noon marketplace.
Is there a cap on the Emirates NBD noon One?
Yes — AED 2,000 a month across the whole card, however you split your spending.
What is the annual fee on the Emirates NBD noon One?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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