Costco Anywhere Visa cashback rate, cap and annual fee
Costco Anywhere Visa pays 5% at gas at Costco warehouses, and 7 other rates.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Citi · United States · catalogue v103
Read from Citi's own published terms on 15 Oct 2026.
NoneAnnual fee
USD 7,000Spend at the top rate, a year
5%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| gas at Costco warehousesfuel | 5.00% | —5% on gas bought at Costco warehouses, inside one $7,000 yearly allowance shared with all other gas and EV charging, then 1%. |
| fuel | 4.00% | —4% on other eligible gas and EV charging, inside the same $7,000 yearly allowance, then 1%. |
| dining | 3.00% | —3% at restaurants, including cafes, bars, lounges and fast food. |
| travel | 3.00% | —3% on eligible travel: airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel. |
| Costco and Costco.comeverything else | 2.00% | —2% on all other purchases from Costco and Costco.com. |
| bakeries and in-store restaurantsdining | 1.00% | —1% at certain bakeries, department store restaurants and grocery or warehouse club food counters. |
| timeshares, campgrounds, B&Bs, trainstravel | 1.00% | —1% on timeshares, campgrounds, bed and breakfasts, and train and commuter travel. |
| everything else | 1.00% | —1% on all other purchases. |
Only for Costco members, and no annual fee while the membership is paid. 5% on Costco gas and 4% on other gas and EV charging, both inside one $7,000 a year, then 1%; 3% restaurants and travel; 2% at Costco; 1% elsewhere. No foreign transaction fees. Cash back arrives once a year as a reward certificate after the February statement, redeemable at U.S. Costco warehouses. Source: citi.com Costco Anywhere Visa page, read 15 Oct 2026.
Questions people ask
What cashback does the Costco Anywhere Visa pay?
5% at gas at Costco warehouses, and 7 other rates.
Is there a cap on the Costco Anywhere Visa?
No monthly cap is published on the rates shown here.
What is the annual fee on the Costco Anywhere Visa?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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