Barclaycard Rewards cashback rate, cap and annual fee
Barclaycard Rewards pays 0.25% on everything, as a base rate.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Barclaycard · United Kingdom · catalogue v103
Read from Barclaycard's own published terms on 1 Oct 2026.
NoneAnnual fee
0.25%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 0.25% | —0.25% cashback on eligible purchases, credited annually. |
0.25% cashback on purchases, no annual fee, and no fee on non-sterling purchases or cash, which is the reason to carry it abroad. No cashback on balance or money transfers, cash, currency or gambling. Source: barclaycard.co.uk Barclaycard Rewards page and summary box, read 1 Oct 2026.
Questions people ask
What cashback does the Barclaycard Rewards pay?
0.25% on everything, as a base rate.
Is there a cap on the Barclaycard Rewards?
No monthly cap is published on the rates shown here.
What is the annual fee on the Barclaycard Rewards?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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