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British Airways Amex Premium Plus cashback rate, cap and annual fee

British Airways Amex Premium Plus pays 1% on everything, as a base rate. The card costs GBP 300 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

American Express · United Kingdom · catalogue v103

Read from American Express's own published terms on 1 Oct 2026.

GBP 300Annual fee
1%Best rate

What it pays, by category

SpendingRateMonthly cap
everything else1.00%—1.25 Avios for every £1 on purchases, from 7 Oct 2026. Until 6 Oct it was 1.5, and 3 on British Airways bought on ba.com.
The earn rate falls on 7 Oct 2026, and this entry carries the new one. Amex: "from 7 Oct 2026, Avios earn rate is changing to 1.25 Avios for every eligible £1 spent", including British Airways purchases, which earned 3 until 6 Oct. £300 annual fee. Spend £15,000 in a cardmembership year for a Companion Voucher in any cabin. Non-sterling fee 2.99%. Amex states no value for an Avios. Source: americanexpress.com BA Premium Plus page, summary box and T&Cs (07/2026), read 1 Oct 2026.

Questions people ask

What cashback does the British Airways Amex Premium Plus pay?

1% on everything, as a base rate.

Is there a cap on the British Airways Amex Premium Plus?

No monthly cap is published on the rates shown here.

What is the annual fee on the British Airways Amex Premium Plus?

GBP 300 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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