Amex Preferred Rewards Gold cashback rate, cap and annual fee
Amex Preferred Rewards Gold pays 1.5% at American Express Travel, 1% at directly with airlines and 0.5% on everything else. The card costs GBP 195 a year.
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American Express · United Kingdom · catalogue v103
Read from American Express's own published terms on 1 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| American Express Traveltravel | 1.50% | —3 points per £1 on prepaid hotels, flights and car hire booked at American Express Travel. |
| directly with airlinestravel | 1.00% | —2 points per £1 bought directly from an airline. |
| everything else | 0.50% | —1 Membership Rewards point per £1 on purchases. |
Questions people ask
What cashback does the Amex Preferred Rewards Gold pay?
1.5% at American Express Travel, 1% at directly with airlines and 0.5% on everything else.
Is there a cap on the Amex Preferred Rewards Gold?
No monthly cap is published on the rates shown here.
What is the annual fee on the Amex Preferred Rewards Gold?
GBP 195 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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