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Marriott Bonvoy Amex cashback rate, cap and annual fee

Marriott Bonvoy Amex pays 4.8% at spend at Marriott Bonvoy properties and 1.6% on everything else. The card costs GBP 95 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

American Express · United Kingdom · catalogue v103

Read from American Express's own published terms on 1 Oct 2026.

GBP 95Annual fee
4.8%Best rate

What it pays, by category

SpendingRateMonthly cap
spend at Marriott Bonvoy propertieseverything else4.80%—6 points per £1 at eligible Marriott properties. Amex calls these "an accelerated bonus and separate to the earn rate" without saying whether 6 is the
everything else1.60%—2 Marriott Bonvoy points per £1 on purchases.
Fixed: this entry said Visa; it is an American Express card. £95 a year. 2 points per £1, 6 at Marriott properties (Amex does not say whether that is 6 or 6 plus 2; 6 is used). Spend £25,000 in a cardmembership year for a free night (up to 25,000 points), £15,000 for Gold Elite. Amex states no value for a Bonvoy point. Non-sterling fee 2.99%. Source: americanexpress.com Marriott Bonvoy page, summary box and T&Cs, read 1 Oct 2026.

Questions people ask

What cashback does the Marriott Bonvoy Amex pay?

4.8% at spend at Marriott Bonvoy properties and 1.6% on everything else.

Is there a cap on the Marriott Bonvoy Amex?

No monthly cap is published on the rates shown here.

What is the annual fee on the Marriott Bonvoy Amex?

GBP 95 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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