British Airways Amex cashback rate, cap and annual fee
British Airways Amex pays 0.8% on everything, as a base rate.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
American Express · United Kingdom · catalogue v103
Read from American Express's own published terms on 1 Oct 2026.
NoneAnnual fee
0.8%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 0.80% | —1 Avios for every £1 spent on purchases. |
1 Avios per £1 on everything, no annual fee. Spend £15,000 in a cardmembership year for a Companion Voucher (economy cabins only). Non-sterling fee 2.99%. Amex states no value for an Avios. Welcome offer read 1 Oct: 10,000 bonus Avios for £2,000 in three months, applications by 6 Oct 2026. Source: americanexpress.com BA Credit Card page, summary box and T&Cs (07/2026), read 1 Oct 2026.
Questions people ask
What cashback does the British Airways Amex pay?
0.8% on everything, as a base rate.
Is there a cap on the British Airways Amex?
No monthly cap is published on the rates shown here.
What is the annual fee on the British Airways Amex?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
Download on the App Store