RBL Platinum Maxima Plus cashback rate, cap and annual fee
RBL Platinum Maxima Plus pays 2% on dining — on the first INR 10,000 you spend on it each month, which is where the INR 200 cap stops it. The card costs INR 2,500 a year.
RBL Bank · India · catalogue v101
Read from RBL Bank's own published terms on 20 Sep 2026.
INR 2,500Annual fee
2%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| dining | 2.00% | INR 200reached at INR 10,000 of spendDining, inside a ceiling of 1,000 Reward Points a month that covers this and three other categories together. |
| entertainment | 2.00% | INR 200reached at INR 10,000 of spendEntertainment, inside the same 1,000 a month. |
| groceries | 2.00% | INR 200reached at INR 10,000 of spendGroceries, inside the same 1,000 a month. |
| International purchaseseverything else | 2.00% | INR 200reached at INR 10,000 of spendBought in another currency, at the accelerated rate and inside the same 1,000 a month. |
| everything else | 0.40% | —Two Reward Points per ₹100 on everything else eligible. |
| fuel | None | —Fuel and automotive spending earns no Reward Points. |
| government | None | —Utilities and government services earn no Reward Points. |
| education | None | —Education earns no Reward Points. |
| rent and property | None | —Rent and real estate earn no Reward Points. |
Ten Reward Points per ₹100 on dining, entertainment, groceries and anything bought in another currency — and 1,000 Reward Points a month across all four together, which the accelerated rate reaches at ₹10,000 of spending. This app holds one ceiling per rule, so each of the four carries the full 1,000 and together they imply four times what the card pays. Past the ceiling the base 2 per ₹100 applies. The exclusion list is the longest of any Indian card here and it governs the milestones too: fuel and automotive, utilities, insurance, quasi-cash, real estate and rent, education, wallets, government services, contracted services, cash, bill-payment aggregators and anything RBL files as miscellaneous all earn nothing and count for nothing. ₹2,500 a year, ₹99 plus GST to redeem. This card's own value table is where RBL's ₹0.25 a point comes from. Source: rbl.bank.in card page, checked 20 Sep 2026.
Questions people ask
What cashback does the RBL Platinum Maxima Plus pay?
2% on dining, and 4 other rates. The top rate is capped at INR 200 a month.
Is there a cap on the RBL Platinum Maxima Plus?
Yes. dining is capped at INR 200 a month; entertainment is capped at INR 200 a month; groceries is capped at INR 200 a month; and so on.
What is the annual fee on the RBL Platinum Maxima Plus?
INR 2,500 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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