HSBC Premier Credit Card cashback rate, cap and annual fee
HSBC Premier Credit Card pays 0.4% at non-sterling spending and 0.3% on everything else.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
HSBC · United Kingdom · catalogue v103
Read from HSBC's own published terms on 1 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| non-sterling spendingtravel | 0.40% | —2 reward points per £1 on purchases in another currency (the 2.99% non-sterling fee applies). |
| everything else | 0.30% | —1.5 reward points per £1 on sterling purchases. |
Questions people ask
What cashback does the HSBC Premier Credit Card pay?
0.4% at non-sterling spending and 0.3% on everything else.
Is there a cap on the HSBC Premier Credit Card?
No monthly cap is published on the rates shown here.
What is the annual fee on the HSBC Premier Credit Card?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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