Riyad Bank Al-Hilal World Elite cashback rate, cap and annual fee
Riyad Bank Al-Hilal World Elite pays 1.5% on online and delivery and 1.25% on everything else.
Riyad Bank · Saudi Arabia · catalogue v101
Read from Riyad Bank's own published terms on 12 Sep 2026.
1.5%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| online and delivery | 1.50% | —Online purchases. Transactions under SAR 100 earn nothing. |
| everything else | 1.25% | —Local points of sale. International spend earns 1.75%, which this app expresses through the FX fee rather than as a category. Transactions under SAR 1 |
Read off Riyad Bank's own product page, which does not agree with the aggregator this entry used to follow. The published table is: points of sale local 1.25%, international 1.75%, online 1.5%, and e-gaming platforms 10%. The aggregator's single blended 4.11% was roughly three times the rate this card actually pays in a Saudi shop, almost certainly because the 10% gaming rate was averaged into everything. Two things are deliberately not modelled: the 1.75% international rate, because this app treats foreign spend through the card's FX fee rather than as a category; and the 10% e-gaming rate, because there is no category for it and filing it under entertainment would have the app recommending this card for cinema tickets at 10%. Also note a floor rather than a ceiling: transactions under SAR 100 earn no cashback at all. Source: riyadbank.com Al-Hilal World Elite page, checked 12 Sep 2026.
Questions people ask
What cashback does the Riyad Bank Al-Hilal World Elite pay?
1.5% on online and delivery and 1.25% on everything else.
Is there a cap on the Riyad Bank Al-Hilal World Elite?
No monthly cap is published on the rates shown here.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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