PayperWIZ

UOB Visa Signature cashback rate, cap and annual fee

UOB Visa Signature pays 2% at foreign currency, periods of S$1,000 abroad, 2% at petrol, periods of S$1,000 petrol and contactless, 2% at contactless, periods of S$1,000 petrol and contactless and 0.2% on everything else. The card costs SGD 218 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

UOB · Singapore · catalogue v117

Read from UOB's own published terms on 29 Oct 2026.

SGD 218Annual fee
SGD 1,333Spend at the top rate, a month
2%Best rate

What it pays, by category

SpendingRateMonthly cap
foreign currency, periods of S$1,000 abroadtravel2.00%—UNI$10 per S$5 overseas in foreign currency, online included, in a statement period with S$1,000 of overseas spend. UNI$2,400 bonus a statement period
petrol, periods of S$1,000 petrol and contactlessfuel2.00%—UNI$10 per S$5 on petrol (not Shell or SPC) in a statement period with S$1,000 of petrol and contactless spend. UNI$2,400 bonus a statement period (S$
contactless, periods of S$1,000 petrol and contactlesseverything else2.00%—UNI$10 per S$5 on Visa payWave, mobile wallets and SimplyGo in a statement period with S$1,000 of petrol and contactless spend. UNI$2,400 bonus a stat
everything else0.20%—UNI$1 per S$5 on all other spend, uncapped.
Shell and SPCNone—Shell and SPC stations earn nothing.
Valued at UOB's own cash rebate, UNI$10,000 = S$100 (S$0.01 a UNI$), so 2% on foreign currency, petrol and contactless spend once each category reaches S$1,000 in the statement period, and 0.2% otherwise. Shell and SPC earn nothing. S$218 a year including GST, first year waived. Foreign currency administrative fee 3.25%. Source: uob.com.sg Visa Signature page, the Terms and Conditions Governing UOB Visa Signature Card, the existing-cardmember FAQ and the UOB rewards redemption page, read 29 Oct 2026.

Questions people ask

What cashback does the UOB Visa Signature pay?

2% at foreign currency, periods of S$1,000 abroad, 2% at petrol, periods of S$1,000 petrol and contactless, 2% at contactless, periods of S$1,000 petrol and contactless and 0.2% on everything else.

Is there a cap on the UOB Visa Signature?

No monthly cap is published on the rates shown here.

What is the annual fee on the UOB Visa Signature?

SGD 218 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

Download on the App Store

Other Singapore cards read off the issuer