TD Cash Back Visa Infinite cashback rate, cap and annual fee
TD Cash Back Visa Infinite pays 3% on groceries, and 5 other rates. The card costs CAD 139 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
TD · Canada · catalogue v107
Read from TD's own published terms on 28 Oct 2026.
CAD 139Annual fee
CAD 15,000Spend at the top rate, a year
3%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| groceries | 3.00% | —3% in Cash Back Dollars at grocery stores and supermarkets (MCC 5411). Up to $15,000 a year in this category, then 1%. |
| fuel | 3.00% | —3% at gas stations, fuel dispensers and EV charging (MCC 5541, 5542, 5552). Up to $15,000 a year in this category, then 1%. |
| public transittravel | 3.00% | —3% on local and suburban commuter transportation, including ferries (MCC 4111). Up to $15,000 a year in this category, then 1%. |
| streaming, digital gaming and mediaentertainment | 3.00% | —3% on streaming, digital gaming and media (MCC 5815-5818, 4899). Shares one $15,000 yearly allowance with recurring bill payments and streaming, digit |
| recurring bill paymentseverything else | 3.00% | —3% on pre-authorized recurring bill payments. Shares one $15,000 yearly allowance with recurring bill payments and streaming, digital gaming and media |
| everything else | 1.00% | —1% in Cash Back Dollars on all other purchases. |
$139 a year. 3% on groceries, gas and EV charging, public transit, and on recurring bills with streaming, digital gaming and media as one category, each up to $15,000 a year; 1% elsewhere. Streaming moves from online/delivery to entertainment. TD's page publishes no foreign transaction fee. Source: td.com TD Cash Back Visa Infinite page, read 28 Oct 2026.
Questions people ask
What cashback does the TD Cash Back Visa Infinite pay?
3% on groceries, and 5 other rates.
Is there a cap on the TD Cash Back Visa Infinite?
No monthly cap is published on the rates shown here.
What is the annual fee on the TD Cash Back Visa Infinite?
CAD 139 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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