UOB Lady's Card cashback rate, cap and annual fee
UOB Lady's Card pays 2% at if chosen: Beauty & Wellness, and 7 other rates. The card costs SGD 196.20 a year.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
UOB · Singapore · catalogue v121
Read from UOB's own published terms on 29 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| if chosen: Beauty & Wellnesspharmacy | 2.00% | —UNI$10 per S$5 if Beauty & Wellness (drugstores, cosmetics, salons, spas) is the holder's Preferred Rewards Category for the quarter; 1,800 bonus UNI$ |
| if chosen: Diningdining | 2.00% | —UNI$10 per S$5 if Dining (restaurants, fast food, delivery) is the holder's Preferred Rewards Category for the quarter; 1,800 bonus UNI$ a month (S$1, |
| if chosen: Entertainmententertainment | 2.00% | —UNI$10 per S$5 if Entertainment (bars, cinemas, ticketing) is the holder's Preferred Rewards Category for the quarter; 1,800 bonus UNI$ a month (S$1,0 |
| if chosen: Familygroceries | 2.00% | —UNI$10 per S$5 if Family (supermarkets, children's wear) is the holder's Preferred Rewards Category for the quarter; 1,800 bonus UNI$ a month (S$1,000 |
| if chosen: Fashionretail and department stores | 2.00% | —UNI$10 per S$5 if Fashion (department stores, clothing, shoes, bags) is the holder's Preferred Rewards Category for the quarter; 1,800 bonus UNI$ a mo |
| if chosen: Transportfuel | 2.00% | —UNI$10 per S$5 if Transport (service stations, taxis, local transport) is the holder's Preferred Rewards Category for the quarter; 1,800 bonus UNI$ a |
| if chosen: Traveltravel | 2.00% | —UNI$10 per S$5 if Travel (airlines and hotels) is the holder's Preferred Rewards Category for the quarter; 1,800 bonus UNI$ a month (S$1,000). |
| everything else | 0.20% | —UNI$1 per S$5 on all spend. |
Questions people ask
What cashback does the UOB Lady's Card pay?
2% at if chosen: Beauty & Wellness, and 7 other rates.
Is there a cap on the UOB Lady's Card?
No monthly cap is published on the rates shown here.
What is the annual fee on the UOB Lady's Card?
SGD 196.20 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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