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BisB Visa Platinum cashback rate, cap and annual fee

BisB Visa Platinum pays 1% at spending in foreign currencies outside Europe, and 7 other rates.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Bahrain Islamic Bank · Bahrain · catalogue v121

Read from Bahrain Islamic Bank's own published terms on 29 Oct 2026.

NoneAnnual fee
1%Best rate

What it pays, by category

SpendingRateMonthly cap
spending in foreign currencies outside Europeeverything else1.00%—1.25 BisB points per BD 1 spent in other currencies.
everything else0.80%—1 BisB point per BD 1 spent in Bahraini dinars.
spending in European currencieseverything else0.40%—0.5 BisB points per BD 1 spent in European currencies.
government0.24%—0.3 BisB points per BD 1 at government, petrol, rental and utility merchants.
fuel0.24%—0.3 BisB points per BD 1 at petrol stations.
rent and property0.24%—0.3 BisB points per BD 1 on rent.
education0.24%—0.3 BisB points per BD 1 at education merchants.
auto dealers and insuranceeverything else0.24%—0.3 BisB points per BD 1 at auto dealers and insurance merchants.
BisB points at BD 0.008 each, the lowest of BisB's three cashback values (8 fils a point for 5,000 to 10,000 points, 9 to 20,000, 10 above; at most 100,000 a month): 1 point per BD 1 in dinars is 0.8%, 1.25 in other currencies, 0.5 in European currencies, 0.3 at government, petrol, rental, utility, auto dealer, education and insurance merchants. No annual membership fee; as an Islamic card it carries a service fee of at most BD 255 a month (BD 3,060 a year) in place of interest. FX mark-up not printed in the fee schedule read. Fixed: the entry said Mastercard; BisB lists the Platinum under its Visa cards. The BisB Arcade rates the entry carried belong to the Arcade card, not this one, and are dropped. Source: bisb.com Visa Platinum page, BisB Rewards page and the retail Fees and Charges (May 2026), read 29 Oct 2026.

Questions people ask

What cashback does the BisB Visa Platinum pay?

1% at spending in foreign currencies outside Europe, and 7 other rates.

Is there a cap on the BisB Visa Platinum?

No monthly cap is published on the rates shown here.

What is the annual fee on the BisB Visa Platinum?

No annual fee.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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