PayperWIZ

du Credit Card cashback rate, cap and annual fee

du Credit Card pays 1.5% at du bills and du merchants, and 5 other rates. Nothing at all below AED 2,500 of spending a month — AED 30,000 across a year.

First Abu Dhabi Bank · United Arab Emirates · catalogue v101

Read from First Abu Dhabi Bank's own published terms on 19 Sep 2026.

NoneAnnual fee
AED 2,500Minimum monthly spend
AED 50,000Cap across the whole card
1.5%Best rate

What it pays, by category

SpendingRateMonthly cap
du bills and du merchantsphone and internet1.50%—du bills and du merchants: 5 FAB Rewards a dirham. Inside a separate 167,000 Rewards monthly ceiling, and only after AED 2,500 of spending the month b
everything else0.30%—Everything else at home and abroad: 1 FAB Reward a dirham, about 0.3%.
groceries0.15%—Supermarkets, on the bank's low-interchange list.
fuel0.15%—Fuel, also low-interchange.
government0.15%—Government services, charities and utilities, also low-interchange.
education0.15%—Education, also low-interchange.
A telecom co-brand: 5 FAB Rewards a dirham at du merchants, about 1.5% at the published value, and 1 elsewhere. Two separate monthly ceilings, 167,000 Rewards on du spending and 50,000 off it, and the du rate only applies at all if the card spent at least AED 2,500 the previous month — so a quiet month switches the co-brand rate off entirely. The tighter of the two ceilings is recorded here, because this app holds one ceiling a card. A FAB Reward is worth three tenths of a fil, which the bank states in the same document. Source: First Abu Dhabi Bank, FAB Rewards Terms and Conditions, April 2025, version 4, read 19 Sep 2026.

Questions people ask

What cashback does the du Credit Card pay?

1.5% at du bills and du merchants, and 5 other rates.

Is there a cap on the du Credit Card?

Yes — AED 50,000 a month across the whole card, however you split your spending.

What is the annual fee on the du Credit Card?

No annual fee.

Is there a minimum spend on the du Credit Card?

Yes — AED 2,500 a month. Below that the bonus rates do not apply at all, which is the condition most comparison tables leave out.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.

Download on the App Store

Other United Arab Emirates cards read off the issuer