IndusInd Tiger cashback rate, cap and annual fee
IndusInd Tiger pays 0.4% on everything, as a base rate.
IndusInd Bank · India · catalogue v101
Read from IndusInd Bank's own published terms on 20 Sep 2026.
0.4%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 0.40% | —One Reward Point per ₹100 at the base multiplier. IndusInd multiplies this by 2, 4 and 6 as annual spending rises, which this entry does not hold. |
| fuel | None | —Fuel has earned no Reward Points on any IndusInd card since 1 April 2018. |
A multiplier card: one Reward Point per ₹100 as the base, multiplied by a factor that rises with how much you have spent this anniversary year. IndusInd's own worked example runs 1, then 2, then 4, then 6 across four spending bands, turning ₹6 lakh into 20,000 points. This app cannot express a rate that improves partway through a year, so it holds the base — somebody spending ₹6 lakh a year is understated here by roughly three times, and the multiplier is the whole argument for the card. A Reward Point is ₹0.40 as cash credit, capped at 5,000 points a calendar month, or four points to one KrisFlyer Mile. The multiplier does not apply to fuel, utilities, insurance, government, education, real estate or rent, and fuel earns nothing at all. Foreign spending carries a 1.5% markup, which is the lowest in this market and less than half what Axis, HDFC and SBI charge. IndusInd publishes no fee for this card where it could be read. Source: indusind.bank.in card page, checked 20 Sep 2026.
Questions people ask
What cashback does the IndusInd Tiger pay?
0.4% on everything, as a base rate.
Is there a cap on the IndusInd Tiger?
No monthly cap is published on the rates shown here.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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