PayperWIZ

Chase Ink Business Unlimited cashback rate, cap and annual fee

Chase Ink Business Unlimited pays 5% at Lyft, in the Lyft app and 1.5% on everything else.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Chase · United States · catalogue v103

Read from Chase's own published terms on 15 Oct 2026.

NoneAnnual fee
5%Best rate

What it pays, by category

SpendingRateMonthly cap
Lyft, in the Lyft apptravel5.00%—5% in total on Lyft products bought in the Lyft app, through 30 Sep 2027.
everything else1.50%—1.5% on every purchase, unlimited.
A business card. 1.5% on everything, no annual fee, 3% foreign transaction fee. The Lyft rate is a time-limited offer to 30 Sep 2027. Source: creditcards.chase.com Ink Business Unlimited page and Chase pricing and terms (LGC63749), read 15 Oct 2026.

Questions people ask

What cashback does the Chase Ink Business Unlimited pay?

5% at Lyft, in the Lyft app and 1.5% on everything else.

Is there a cap on the Chase Ink Business Unlimited?

No monthly cap is published on the rates shown here.

What is the annual fee on the Chase Ink Business Unlimited?

No annual fee.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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Other United States cards read off the issuer