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DBS Altitude cashback rate, cap and annual fee

DBS Altitude pays 1.1% at foreign currency spend and 0.65% on everything else. The card costs SGD 196.20 a year.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

DBS · Singapore · catalogue v121

Read from DBS's own published terms on 29 Oct 2026.

SGD 196.20Annual fee
1.1%Best rate

What it pays, by category

SpendingRateMonthly cap
foreign currency spendtravel1.10%—5.5 DBS Points per S$5 posted in a foreign currency (2.2 miles per S$1), uncapped.
everything else0.65%—3.25 DBS Points per S$5 posted in Singapore dollars (1.3 miles per S$1), uncapped. Overseas spend converted to SGD by the merchant counts here.
Valued at DBS's own cash credit, 2,000 DBS Points = S$20 (S$0.01 a point), the lowest of the three cash-credit denominations on DBS Rewards (100,000 = S$2,000 and 300,000 = S$6,600 are worth more). So 0.65% locally and 1.1% in foreign currency; at 2 miles a point the same spend is 1.3 and 2.2 miles. DBS Points do not expire. The old 3 miles on online flights and hotels is no longer in the terms and is dropped. S$196.20 a year including GST, 5,000 points on paying it; the S$25,000 spend waiver ended on 1 Aug 2026. Foreign currency fees 3.25% in total. Issued as Visa Signature and American Express; the Visa is recorded. Source: dbs.com.sg Altitude page, the Altitude Privileges and Rewards terms (September 2026), the DBS Rewards terms and rewards.dbs.com, read 29 Oct 2026.

Questions people ask

What cashback does the DBS Altitude pay?

1.1% at foreign currency spend and 0.65% on everything else.

Is there a cap on the DBS Altitude?

No monthly cap is published on the rates shown here.

What is the annual fee on the DBS Altitude?

SGD 196.20 a year.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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