U by Emaar Infinite cashback rate, cap and annual fee
U by Emaar Infinite pays 7.5% at Emaar, and 8 other rates. The card costs AED 1,575 a year.
Emirates NBD · United Arab Emirates · catalogue v101
Read from Emirates NBD's own published terms on 19 Sep 2026.
AED 1,575Annual fee
7.5%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| Emaarsupermarkets | 7.50% | —Emaar malls, including The Dubai Mall. Paid in UPoints, redeemable across the Emaar estate. |
| Emaardining | 7.50% | —Dining at Emaar Hospitality Group hotels and restaurants. |
| Reel Cinemasentertainment | 7.50% | —Emaar Entertainment, including Reel Cinemas. |
| Emaartravel | 7.50% | —Stays at Emaar Hospitality Group hotels. |
| supermarkets | 1.50% | —Retail away from the Emaar estate. |
| dining | 1.50% | —Restaurants away from the Emaar estate. |
| entertainment | 1.50% | —Leisure away from the Emaar estate. |
| travel | 1.50% | —Flights and hotels away from the Emaar estate. |
| everything else | 1.50% | —Everything else. |
Pays in UPoints: 7.5% back across the Emaar estate and 1.5% everywhere else. The points are spendable at more than 2,500 stores rather than as cash, so they are worth face value to somebody who shops at Emaar anyway. The first year is the expensive one, with a joining fee of AED 2,625 on top of the AED 1,575 annual fee, and a minimum salary of AED 30,000. Welcome offer up to 25,000 UPoints, U by Emaar Platinum status, 20% off food and spas at Emaar Hospitality hotels, a suite upgrade on stays, and buy-one-get-one at Reel Cinemas. Source: emiratesnbd.com U by Emaar Infinite page, read 19 Sep 2026.
Questions people ask
What cashback does the U by Emaar Infinite pay?
7.5% at Emaar, and 8 other rates.
Is there a cap on the U by Emaar Infinite?
No monthly cap is published on the rates shown here.
What is the annual fee on the U by Emaar Infinite?
AED 1,575 a year.
Knowing the rate is not the same as remembering it
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