Marriott Bonvoy World Elite cashback rate, cap and annual fee
Marriott Bonvoy World Elite pays 3.27% on travel, and 8 other rates. The card costs AED 1,575 a year.
Emirates NBD · United Arab Emirates · catalogue v101
Read from Emirates NBD's own published terms on 19 Sep 2026.
AED 1,575Annual fee
3.27%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| travel | 3.27% | —Hotels and resorts participating in Marriott Bonvoy. The issuer publishes 6 points per US$1; this is that figure converted at the 3.6725 peg. |
| supermarkets | 1.63% | —General retail shopping such as apparel. 3 points per US$1, converted at the peg. |
| dining | 1.63% | —Restaurants. 3 points per US$1 at the peg. Fast food earns a quarter of this unless the bill is over US$25, when it earns the full rate. |
| groceries | 0.41% | —Groceries and supermarkets, insurance and car dealerships. 0.75 points per US$1 at the peg. |
| online and delivery | 0.16% | —Food delivery aggregators and ride-hailing. 0.30 points per US$1 at the peg. |
| fuel | 0.16% | —Petrol. 0.30 points per US$1 at the peg. |
| government | 0.16% | —Government services and bill payments. 0.30 points per US$1 at the peg. |
| rent and property | 0.16% | —Rent and real estate. 0.30 points per US$1 at the peg. |
| education | 0.16% | —Schooling and education. 0.30 points per US$1 at the peg. |
Earns Marriott Bonvoy points, published per US dollar on a card that bills in dirhams, so every rate here is divided by the 3.6725 peg. Six points per dollar at Marriott hotels and resorts, three on general retail and dining, 0.75 on groceries, insurance, car dealerships and fast food, and 0.30 on rent, schooling, petrol, government services, ride-hailing, food delivery and bills. A fast-food transaction above US$25 earns the three-point rate instead of 0.75. Joining fee AED 1,575 and AED 1,575 a year after that, minimum salary AED 25,000. Welcome offer up to 200,000 points and a free-night award the bank values at 50,000 points each anniversary. An Express Points add-on at AED 300 a month buys more points up to 12,000 a month. Source: emiratesnbd.com Marriott Bonvoy World Elite page, read 19 Sep 2026.
Questions people ask
What cashback does the Marriott Bonvoy World Elite pay?
3.27% on travel, and 8 other rates.
Is there a cap on the Marriott Bonvoy World Elite?
No monthly cap is published on the rates shown here.
What is the annual fee on the Marriott Bonvoy World Elite?
AED 1,575 a year.
Knowing the rate is not the same as remembering it
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