Axis Horizon cashback rate, cap and annual fee
Axis Horizon pays 5% at Axis Travel EDGE portal or booked direct, 2% on travel and 2% on everything else. The card costs INR 3,000 a year.
Axis Bank · India · catalogue v101
Read from Axis Bank's own published terms on 20 Sep 2026.
INR 3,000Annual fee
5%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| Axis Travel EDGE portal or booked directtravel | 5.00% | —The Axis Travel EDGE portal and airline websites booked directly. |
| travel | 2.00% | —Travel booked through an agent or anywhere else earns the base rate. |
| everything else | 2.00% | —Two EDGE Miles per ₹100 on everything else, and Axis prices a Mile at ₹1. |
| fuel | None | —Fuel earns no EDGE Miles. |
| rent and property | None | —Rent earns no EDGE Miles. |
| government | None | —Government institutions earn no EDGE Miles. |
| phone and internet | None | —Utilities and telecom earn no EDGE Miles. |
Atlas's rates without Atlas's tiers, for ₹3,000 rather than ₹5,000, and free for anyone with a Burgundy savings account opened from 1 July 2026. Two EDGE Miles per ₹100 on ordinary spending and five on travel booked through Axis Travel EDGE or direct with an airline. Read Axis's own value chart before believing the headline: in its ₹8 lakh example, ₹2.1 lakh of the spending falls into what it calls No Earn categories and returns exactly nothing, and Axis does not say on that page which categories those are. The same exclusion list Axis publishes for Atlas is applied here, for the same reason and with the same caveat. 1,500 EDGE Miles arrive on each anniversary, worth ₹1,500, which is half the fee back. Source: axisbank.com product page, checked 20 Sep 2026.
Questions people ask
What cashback does the Axis Horizon pay?
5% at Axis Travel EDGE portal or booked direct, 2% on travel and 2% on everything else.
Is there a cap on the Axis Horizon?
No monthly cap is published on the rates shown here.
What is the annual fee on the Axis Horizon?
INR 3,000 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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