Revolut Credit Card (Metal plan) cashback rate, cap and annual fee
Revolut Credit Card (Metal plan) pays 0.8% on everything, as a base rate. The card costs EUR 221.88 a year.
Revolut · Ireland · catalogue v101
Read from Revolut's own published terms on 24 Sep 2026.
EUR 221.88Annual fee
0.8%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 0.80% | —1 RevPoint per EUR 1 on the Metal plan. Eligible purchases only. |
1 RevPoint per EUR 1 on the Metal plan. Revolut: "EUR 10 for 1.5 RevPoints for credit cards" on Standard and Plus, "EUR 4 for 1.5" on Premium, "EUR 1 for 1" on Metal and "EUR 1 for 1.5" on Ultra. The annual fee shown is the EUR 30 stamp duty plus twelve months of the plan this rate needs (EUR 191.88), because the rate is not available without it. RevPoints require opting in, are valid for 3 years and cannot be exchanged for money; Revolut says they redeem "up to 1:1 for Airline Miles" and states no euro value, so they are valued here like airline miles in this market. No admin fee on the card; the EUR 30 is government stamp duty. The plan is a separate monthly subscription: Standard free, Plus EUR 3.99, Premium EUR 8.99, Metal EUR 15.99, Ultra EUR 55. Excluded: cash-like transactions, gambling, utilities, charities, education, tax and fines. Revolut's own pages disagree on the weekend currency fee, so none is recorded. Source: Revolut RevPoints help page and credit card pages (en-IE), read 24 Sep 2026.
Questions people ask
What cashback does the Revolut Credit Card (Metal plan) pay?
0.8% on everything, as a base rate.
Is there a cap on the Revolut Credit Card (Metal plan)?
No monthly cap is published on the rates shown here.
What is the annual fee on the Revolut Credit Card (Metal plan)?
EUR 221.88 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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