RBL Cookies cashback rate, cap and annual fee
RBL Cookies pays 1% on online and delivery and 0.2% on everything else. The card costs INR 1,200 a year.
RBL Bank · India · catalogue v101
Read from RBL Bank's own published terms on 20 Sep 2026.
INR 1,200Annual fee
1%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| online and delivery | 1.00% | —Bought online, at five times the base rate. |
| everything else | 0.20% | —One Reward Point per ₹100 on eligible categories. |
Billed monthly rather than annually — ₹100 plus GST a month, which is ₹1,200 a year and reads as smaller than it is. Five times the base rate on anything bought online, against one Reward Point per ₹100 elsewhere. The 10% on Zomato, Myntra and Uber is capped at ₹300 per brand per month and is a discount on named merchants rather than a rate, so it is not recorded here. This is the card whose page states the lower of RBL's two point values, and it states it as a maximum: redeem up to ₹0.20 a point. Source: rbl.bank.in card page, checked 20 Sep 2026.
Questions people ask
What cashback does the RBL Cookies pay?
1% on online and delivery and 0.2% on everything else.
Is there a cap on the RBL Cookies?
No monthly cap is published on the rates shown here.
What is the annual fee on the RBL Cookies?
INR 1,200 a year.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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