UOB Absolute Cashback cashback rate, cap and annual fee
UOB Absolute Cashback pays 1.7% on everything, as a base rate, 0.3% on education and 0.3% on government.
UOB · Singapore · catalogue v101
Read from UOB's own published terms on 12 Sep 2026.
NoneAnnual fee
1.7%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| everything else | 1.70% | —Everything else, local and overseas alike, uncapped and with no minimum spend. |
| education | 0.30% | —School and university fees drop to 0.3% under clause (c). |
| government | 0.30% | —Tax payments and government services drop to 0.3% under clause (c). |
No cap and no minimum spend, which is genuinely rare and makes this the right card for anything large or unusual and for months you miss another card's minimum. What the previous note also claimed — no categories — is not true. Clause (c) of the governing terms drops education, tax payments, government services, postal services and Grab wallet top-ups to 0.3%, and from 4 September 2026 the overseas versions of those too. Everything else is 1.7% local and overseas alike. Ignored deliberately: a promotion to 2% on contactless running to 31 January 2027, which is an advertised maximum with an end date rather than the card's rate. Source: uob.com.sg governing T&Cs, checked 12 Sep 2026.
Questions people ask
What cashback does the UOB Absolute Cashback pay?
1.7% on everything, as a base rate, 0.3% on education and 0.3% on government.
Is there a cap on the UOB Absolute Cashback?
No monthly cap is published on the rates shown here.
What is the annual fee on the UOB Absolute Cashback?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. It works offline and never connects to a bank.
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