PayperWIZ

Trust Freedom Credit Card cashback rate, cap and annual fee

Trust Freedom Credit Card pays 1.5% on everything, as a base rate and 0.5% at foreign spend.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

Trust Bank · Singapore · catalogue v121

Read from Trust Bank's own published terms on 29 Oct 2026.

NoneAnnual fee
1.5%Best rate

What it pays, by category

SpendingRateMonthly cap
everything else1.50%—1.5% on all local eligible spend in Unlimited Cashback mode, no tiers and no cap.
foreign spendtravel0.50%—0.5% on foreign eligible spend (not in SGD or processed abroad) in Unlimited Cashback mode.
Renamed: Trust's cashback card is now the Trust Freedom Credit Card, and trustbank.sg/cashback-credit-card/ opens it. The holder picks a reward mode each quarter; recorded is Unlimited Cashback: 1.5% local, 0.5% foreign, no cap. Bonus Cashback mode pays 1% / 0.5% plus 5% (S$500 a month, S$30 a quarter) or 15% (S$2,000 a month, S$250 a quarter) in one chosen category; Stockback and Miles modes are not modelled. The old 'up to 15% bonus' rule is gone. No annual fee, no foreign transaction fee. The rate tables are images on the key facts sheet and were read as images. Source: trustbank.sg Freedom page and the Freedom Credit Card Key Facts Sheet, read 29 Oct 2026.

Questions people ask

What cashback does the Trust Freedom Credit Card pay?

1.5% on everything, as a base rate and 0.5% at foreign spend.

Is there a cap on the Trust Freedom Credit Card?

No monthly cap is published on the rates shown here.

What is the annual fee on the Trust Freedom Credit Card?

No annual fee.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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Other Singapore cards read off the issuer