Chase Ink Business Cash cashback rate, cap and annual fee
Chase Ink Business Cash pays 5% on phone and internet, and 5 other rates.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Chase · United States · catalogue v103
Read from Chase's own published terms on 15 Oct 2026.
NoneAnnual fee
USD 25,000Spend at the top rate, a year
5%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| phone and internet | 5.00% | —5% on internet, cable and phone services. Shares one $25,000 allowance each account anniversary year with office supply stores. |
| office supply storeseverything else | 5.00% | —5% at office supply stores. Shares one $25,000 allowance each account anniversary year with internet, cable and phone. |
| Lyft, in the Lyft apptravel | 5.00% | —5% in total on Lyft products bought in the Lyft app, through 30 Sep 2027. |
| dining | 2.00% | —2% at restaurants. Shares one $25,000 allowance each account anniversary year with gas stations. |
| fuel | 2.00% | —2% at gas stations. Shares one $25,000 allowance each account anniversary year with restaurants. |
| everything else | 1.00% | —1% on all other purchases, no limit. |
A business card. No annual fee; 3% foreign transaction fee. 5% on the first $25,000 a year at office supply stores and on internet, cable and phone combined, 2% on the first $25,000 a year at gas stations and restaurants combined, 1% on everything else. Each pair shares one $25,000 allowance; the app can hold an allowance per rule, so each rule carries $25,000 and the sharing is in the notes. Source: creditcards.chase.com Ink Business Cash page and Chase pricing and terms (LGC63827), read 15 Oct 2026.
Questions people ask
What cashback does the Chase Ink Business Cash pay?
5% on phone and internet, and 5 other rates.
Is there a cap on the Chase Ink Business Cash?
No monthly cap is published on the rates shown here.
What is the annual fee on the Chase Ink Business Cash?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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