Tesco Bank Clubcard Credit Card cashback rate, cap and annual fee
Tesco Bank Clubcard Credit Card pays 0.25% at Tesco, 0.25% at Tesco fuel and 0.12% on everything else.
This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.
Tesco Bank · United Kingdom · catalogue v103
Read from Tesco Bank's own published terms on 1 Oct 2026.
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| Tescogroceries | 0.25% | —1 extra Clubcard point per £4 at Tesco. The "5 points per £4" includes 4 from the Clubcard itself, which you get whatever you pay with. |
| Tesco fuelfuel | 0.25% | —1 point per £4 on Tesco fuel (not Esso), plus a per-litre bonus the issuer states two ways and which is not counted here. |
| everything else | 0.12% | —1 point per £8 everywhere else. |
Questions people ask
What cashback does the Tesco Bank Clubcard Credit Card pay?
0.25% at Tesco, 0.25% at Tesco fuel and 0.12% on everything else.
Is there a cap on the Tesco Bank Clubcard Credit Card?
No monthly cap is published on the rates shown here.
What is the annual fee on the Tesco Bank Clubcard Credit Card?
No annual fee.
Knowing the rate is not the same as remembering it
PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.
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