Capital One Venture X cashback rate, cap and annual fee
Capital One Venture X pays 10% at hotels and cars via Capital One Travel, 5% at flights and rentals via Capital One Travel and 2% on everything else. The card costs USD 395 a year.
Capital One · United States · catalogue v101
Read from Capital One's own published terms on 23 Sep 2026.
USD 395Annual fee
10%Best rate
What it pays, by category
| Spending | Rate | Monthly cap |
|---|---|---|
| hotels and cars via Capital One Traveltravel | 10.00% | —Hotels and rental cars booked through Capital One Travel. |
| flights and rentals via Capital One Traveltravel | 5.00% | —Flights and vacation rentals booked through Capital One Travel. |
| everything else | 2.00% | —Every other purchase, every day. |
Capital One's own card page, read 23 Sep 2026. The 2x floor on everything is the point of this card: it beats most premium cards on ordinary spending, where they pay 1x. The 10x and 5x are Capital One Travel only. The $300 annual travel credit and the 10,000 anniversary miles are real but are not rewards on spending, so they are described here rather than modelled as rates.
Questions people ask
What cashback does the Capital One Venture X pay?
10% at hotels and cars via Capital One Travel, 5% at flights and rentals via Capital One Travel and 2% on everything else.
Is there a cap on the Capital One Venture X?
No monthly cap is published on the rates shown here.
What is the annual fee on the Capital One Venture X?
USD 395 a year.
Knowing the rate is not the same as remembering it
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