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U.S. Bank Altitude Reserve cashback rate, cap and annual fee

U.S. Bank Altitude Reserve pays 10% at prepaid hotels and cars in the Travel Center, and 4 other rates.

This is information about each card's published terms, not a recommendation to apply. PayperWIZ arranges no credit and is paid nothing by any bank or card issuer.

U.S. Bank · United States · catalogue v103

Read from U.S. Bank's own published terms on 15 Oct 2026.

U.S. Bank has stopped issuing this card. Existing holders keep it — everything below still describes what it pays them — but it cannot be applied for.

USD 5,000Spend at the top rate, a month
10%Best rate

What it pays, by category

SpendingRateMonthly cap
prepaid hotels and cars in the Travel Centertravel10.00%—10 points per $1 on prepaid hotel and car reservations in the U.S. Bank Travel Center, paid with the card.
prepaid flights in the Travel Centertravel5.00%—5 points per $1 on prepaid flights in the Travel Center, paid with the card.
travel3.00%—3 points per $1 on travel bought directly: airlines, hotels, car rentals, taxis, limousines, trains and cruise lines.
paid with a mobile walleteverything else3.00%—3 points per $1 paid with Apple Pay, Google Wallet or Samsung Pay, on the first $5,000 each billing cycle; then 1.
everything else1.00%—1 point per $1 on all other eligible net purchases.
Closed to new applicants: U.S. Bank lists the Altitude Reserve Visa Infinite under "no longer accepting new applications", and its card page now redirects to the card listing. Kept for people who hold it. The rates are read from the program rules U.S. Bank still publishes for cardmembers: 1X, 3X on direct travel, 3X on the first $5,000 a billing cycle through a mobile wallet (tagged, since the app cannot see how you paid), 5X and 10X through the Travel Center. The annual fee and foreign transaction fee are not on any page reachable. Source: rewards.usbank.com Altitude Reserve program rules and usbank.com credit card benefits page, read 15 Oct 2026.

Questions people ask

What cashback does the U.S. Bank Altitude Reserve pay?

10% at prepaid hotels and cars in the Travel Center, and 4 other rates.

Is there a cap on the U.S. Bank Altitude Reserve?

No monthly cap is published on the rates shown here.

Knowing the rate is not the same as remembering it

PayperWIZ holds the cards you actually own and names the right one at the till — after the cap you have already used this month, and after the foreign-currency fee. Every rate in it says where it came from, the way this page does: read off the issuer and dated, or marked indicative.

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Other United States cards read off the issuer